Fire Insurance

Fire and Allied Perils
Intended Users:
Bankers
Offices
Factories
Godowns
Hospitals
Home owners
Shop owners

Coverage:
Riot and Strike Damage.
Malicious Damage.
Aircraft Damage.
Explosion.
Impact Damage.
Atmospheric Disturbance (not applicable for Goods in open area).
Earthquake (fire and shock).


Exclusions:
This insurance policy does not cover the following conditions:

Loss or damage caused by short circuit until or unless electrical clause is attached in the policy.
Loss or damage caused by the explosion of the boiler.
Loss or damage to property due to its own heating.
Loss or damage in consequence of the burning of property by order of any public authority.
Loss by theft during or after the occurrence of fire.
Loss or damage caused by ionizing radiations or by radioactivity from any nuclear fuel.
Loss or damage due to the pollution or contamination except stated in the policy.
Loss or damage through the burning of forests, bush or jungle and clearing of lands by fire.
Loss or damage due to the nuclear weapons material.
This insurance Policy does not cover any loss, which is covered in any other policy.